Terms and Conditions
These terms and conditions govern your use of Divernioxmedia financial coaching services and investment strategy guidance platform. By engaging our capital management services, you agree to these terms.
Acceptance of Terms
By accessing our financial coaching platform, you acknowledge understanding and agreement with these terms regarding portfolio optimization and wealth advisor services.
Continued use of our investment consulting services constitutes ongoing acceptance of any updates to these terms.
Definitions
Key terms used throughout these conditions related to our financial planning and capital management services.
- "Services" refers to financial coaching, investment strategy guidance, and wealth management education provided by Divernioxmedia
- "Client" means any individual or entity engaging our portfolio optimization and asset allocation services
- "Platform" includes our website, tools, resources, and all related financial education content
- "Agreement" encompasses these terms plus any additional service agreements for specialized investment consulting
Use of Services
Guidelines for appropriate use of our financial coaching platform and investment strategy resources.
Permitted Uses
You may use our financial planning tools for personal wealth management education, portfolio analysis, and investment goal development under professional guidance.
Prohibited Activities
- Sharing login credentials for financial coaching dashboard access with unauthorized parties
- Reproducing or distributing proprietary investment strategy content without written permission
- Using our market analysis tools for commercial purposes beyond personal capital management
Account Responsibilities
Your obligations regarding account management and use of our wealth advisor services.
- Maintain accurate personal and financial information for effective retirement planning guidance
- Protect confidentiality of your financial coaching account credentials and investment details
- Notify us promptly of any changes affecting your risk assessment or investment objectives
Intellectual Property
All financial coaching methodologies, investment frameworks, and educational content remain the exclusive property of Divernioxmedia.
You receive limited license to use our financial education materials solely for personal capital appreciation and wealth building purposes.
Privacy and Data Protection
Your personal information and financial data are handled according to our comprehensive privacy policy and South African data protection regulations.
We maintain strict confidentiality regarding your investment consulting information and portfolio optimization details.
Payment Terms
Financial coaching services are provided based on agreed pricing structures and payment schedules.
- All fees are quoted in South African Rand and subject to applicable taxes
- Payment is due according to the schedule outlined in your specific investment consulting agreement
- Refund policies vary by service type and are detailed in individual coaching contracts
Disclaimers
Important limitations regarding our financial coaching services and investment strategy guidance.
INVESTMENT RESULTS ARE NOT GUARANTEED AND PAST PERFORMANCE DOES NOT PREDICT FUTURE OUTCOMES. ALL INVESTMENTS CARRY RISK OF LOSS.
Limitation of Liability
Our liability for financial coaching services is limited as permitted by South African law.
We are not liable for investment losses resulting from market conditions beyond our control or client decisions contrary to professional guidance.
Indemnification
You agree to indemnify Divernioxmedia against claims arising from misuse of our financial coaching services or violation of these terms.
Termination
Either party may terminate the financial coaching relationship under specified conditions.
- You may cancel services with appropriate notice as outlined in your coaching agreement
- We reserve the right to terminate services for breach of terms or inappropriate conduct
Governing Law
These terms are governed by South African law and subject to jurisdiction of South African courts.
Any disputes related to financial coaching services will be resolved through South African legal procedures.
Changes to Terms
We may update these terms to reflect changes in our financial coaching services or regulatory requirements.
Significant changes will be communicated to active coaching clients with reasonable notice.
Contact Information
For questions about these terms or our financial coaching services, please contact us.
12 Sandton Drive, Sandton, Johannesburg, 2196, South Africa
May 21, 2025
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